Routing Number 262277189

With multiple loan products to choose from, Alabama ONE can help meet your financial needs! We are committed to helping you borrow better and encourage you to learn about lending so you can be empowered. Look below for the loan product or products that best suits you!

Want to learn more about loans and how factors, such as credit scores and reports, impact your finances? Our BetterFi Finanical Wellness Program has an e-course just for you!

Personal Loan Types

  • Personal Signature
  • Debt Consolidation
  • Loans for special purchase
  • Share secured loans

Other Loan Types

  • Boat/RV/Motorcycle/ATV/Travel Trailer/PWC
  • Farm Equipment
  • Mobile Home

Home Equity Loan (HELOC)


An Alabama One Home Equity loan can make your dreams a reality.  It’s easy, it’s simple, and just right for you. Apply today and be approved usually within 24 hours and there is no annual fee. Once approved, your line of credit is available to use and can be accessed through our online Home Branch. There are no closing costs on home equity loans of at least $15,000 with a balance retained for a minimum of 24 months.

Secured Loans

The Credit Union offers financing options for new and used vehicles, boats, motorcycles and recreational vehicles. Financing is available for up to 72 months and rates are determined by credit worthiness.

Unsecured Loans

Alabama One offers you a loan for just about everything.  Whether you need a loan for school supplies, unexpected car repairs, or simply a much-needed vacation, we have a loan that is tailored just for you.  Visit our Rates page for more details.

Shared Secured Loans

Share Secured loans provide you a loan that is fully secured by your shares, DMA or CD at very competitive loan rates. Visit our Rates page for more details.